journey journey

Our Leadership

  • Rajesh Saxena, Chief Executive Officer

    Rajesh is a seasoned retail banking executive with an in depth understanding of all aspects of retail banking including retail distribution, digital banking, offshore and onshore investments, branch banking with special expertise in credit cards, Personal loans and other unsecured lending. He has strong P&L focus having done large P&L roles in the last 15 years.

    Prior to joining Intellect, Rajesh, was Chief Executive Officer, American Express, India and in this role was responsible for International Consumer & Small Business Services in India as well as for providing leadership to the AEBC Country Executive Team. He is credited for turning around the cards business and setting the business for growth in India.

    Prior to AMEX, he worked with Citibank for 19 years across multiple geographies in various consumer banking roles with the last 10 years spent in managing large teams and product and country P&L's.

    He has strong strategic thinking capability with special skills and experience of ramping up start-up businesses and has a deep retail customer insight. He is well networked in the BFSI space across India, Asia, Middle East and Europe

    Signature trait: Strategic Thinking

    Alma mater: BITS Pilani (India), XLRI Jamshedpur (India)

  • Paramdeep Singh, Business Head, Intellect Digital Core

    Param has extensive leadership experience in retail banking, cards, lending and insurance. In the last 25 years, he has worked in product development and customer experience across consumer banking, cards, loan and wealth management products. Param heads the Digital Core Banking business at Intellect and has been aggressive at positioning the product as a solution of choice for progressive banks across geographies.

    Prior to joining Intellect, Param led the Product Development, Customer Innovation and Research, Health Insurance and Micro insurance business, at SBI and BNP Paribas Insurance. He has been instrumental in launching new products and setting up the business strategies at GE Money.

    Signature trait: Innovative & Energetic Thinker

    Alma mater: BITS Pilani (India), XLRI Jamshedpur (India)

  • Varadarajan S, Business Head, Intellect Digital Lending

    Varadarajan (Varada) is an accomplished Business Technology leader with deep domain expertise in Financial Services, having worked extensively across various banking products such as Digital banking, Core banking, Private banking, Transaction banking and Investment banking. During his career he has played a variety of roles including global program management, product implementation, sales and Consulting.

    Prior to joining Intellect, Varada spent over 25 years with TCS Ltd, where he was part of the BFSI Leadership team. He was responsible for maturing the domain leadership of TCS both internally and externally. He has also been a part of the TCS financial solutions across the BaNCS product life cycle and has driven several complex implementations.

    Varada is a much respected thought leader, having participated in several international forums as a writer and speaker. He leads the Digital Lending business at Intellect.

    Signature trait: Thought Leadership

    Alma mater: Aligarh Muslim University, India

  • Sriram Vaidheeswaran, Business Head, Intellect Quantum Central Banking

    Sriram is a subject matter expert with over three decades of experience and is a respected leader in the banking technology industry. He heads the Quantum Central banking business, which is a specialized unit in Intellect, focused on all technology needs of the central banks. In Intellect, he has successfully delivered large and multiple country rollouts.

    He joined us from the Standard Chartered group where he was responsible for developing core banking products, Internet banking products and implementing and supporting them in over 15 countries.

    He is passionate about solving customer problems and is known for his coaching skills in order to develop talent, earning laurels for his 'technical' leadership and 'people' leadership. He is the leader every passionate design engineer wants to work with.

    Signature trait: Solution and Design Thinking

    Alma mater: PSG College of Technology, Coimbatore, India

  • Akash Gupta, Business Head, Retail Payments

    Akash comes with huge retail banking experience of more than three decades in the financial industry. He heads the Credit Cards business at Intellect and has been driving customer implementation across Asia and South America. His extensive experience in the retail banking domain drives a deep appreciation of application of technology towards business objectives and the retail, commercial & wealth operations. He is focused towards creating value for customers through sharp execution capabilities.

    Before joining the Intellect family, Akash has handled senior leadership roles at RBS, ABN AMRO Bank, Bank of America and ITC Classic Finance. He has also held senior leadership level heading large operations and strategic delivery for the captive operations of RBS in India. He was part of the leadership that pioneered 365 days banking, doorstep delivery, and extended banking hours at Bank of America.

    Signature trait: Perfection

    Alma mater: ICWAI (India)

  • Padmini Sharathkumar, Head - Business Enablement Group

    Padmini comes with a unique combination of both technology and banking domain expertise. In her current role as head of the business enablement group, she manages both the HR and marketing function.

    Prior to her role as the enablement unit head, she worked in multiple roles in Intellect and Polaris including the global marketing head role as well as managing the Chairman’s office. During these roles, she gained a good understanding of the customer insights and developed her strategic visioning skills.

    Prior to joining Polaris, she worked with the Treasury and Technology businesses at American Express, where her Employee Survey Action Team (ESAT) was the recipient of the Chairman's Award.

    She is a high-energy leader and is seen as a role model for women both inside and outside the organization.

    Signature trait: Customer Insights

    Alma mater: BITS, Pilani (India)

  • Venkatesh Chillara, Head, Quality

    25 years of rich experience is one thing. When you see some profiles, the first thing that strikes you is the holistic experience. Venkatesh is one such leader. From leading transformational programs to management consulting to setting up several testing and delivery assurance centers of excellence to performance engineering to virtualisation, Venkatesh has actually done it all! The added bonus is his strong banking vertical exposure across Consumer, Transaction banking and Capital Markets. Needless to say, here is one leader who is a true business enabler and extremely focused on product quality. he joined Intellect from the IT major, Satyam Computer Services, where he owned the P/L responsibility for a $100 million practice. He has published several managerial and technical papers globally and has been a speaker at several international conferences. At Intellect, Venkatesh anchors and evangelises impact creation, through disciplined Delivery Excellence. His first principle for true customer delight is 'D-3 OTIF, ie, Deliver 3 days ahead of schedule on-time and in-full!

    Signature trait: Building Trust circles

    Alma mater: Jawaharlal Nehru Technology University, Osmania University

  • Krishna Bessetti, Head, Bid Management

    Krishna Besetti is fondly referred to as Intellect's All-Rounder with his capability to run a variety of leadership roles. In his current role, he anchors the Bid Management function for the Consumer Banking Division. In a career spanning 25 years, Krishna has developed a liking and expertise for Program Management, Pre Sales and Bid Management, where his talent to navigate cross functional perspectives are fully leveraged. Given any scenario of a large bid or a complex bid, Krishna is the port-of-call! With his deep understanding of the entire product suite at Intellect, he can come up with innovative solutions and connect our product differentiators to solve client problems. Krishna is a natural framework thinker and is much sought after for articulating value proposition as well as for designing win-win contracts. Prior to joining Intellect, Krishna has worked with well-respected Institutions such as Washington Mutual, Lear Corporation and Mahindra Satyam. His ability to assess and understand client's unstated needs have made him a favorite in the bid management and contracting process both internally as well as with the client organisation.

    Signature trait: Win-win negotiation

    Alma mater: University of Madras

  • Rahul Petkar, Presales Head, iPay

    Rahul is a strong believer in building sustainable businesses globally. He has played a pivotal role in starting and growing Intellect’s business in the Canadian and Latin American market. He is presently the presales head for Intellect’s credit cards business.

    Working with leading global financial institutions for over three decades, he has the expertise for strategic business development from start. Prior to Intellect, Rahul has been associated with Polaris in business leadership role. He has worked with Citibank in India and spent many years in various retail banking roles across multiple geographies.

    Signature trait: Business Acumen

    Alma mater: IIM Bangalore (India)

Rajesh Saxena, Chief Executive Officer

Rajesh is a seasoned retail banking executive with an in depth understanding of all aspects of retail banking including retail distribution, digital banking, offshore and onshore investments, branch banking with special expertise in credit cards, Personal loans and other unsecured lending. He has strong P&L focus having done large P&L roles in the last 15 years.

Prior to joining Intellect, Rajesh, was Chief Executive Officer, American Express, India and in this role was responsible for International Consumer & Small Business Services in India as well as for providing leadership to the AEBC Country Executive Team. He is credited for turning around the cards business and setting the business for growth in India.

Prior to AMEX, he worked with Citibank for 19 years across multiple geographies in various consumer banking roles with the last 10 years spent in managing large teams and product and country P&L's.

He has strong strategic thinking capability with special skills and experience of ramping up start-up businesses and has a deep retail customer insight. He is well networked in the BFSI space across India, Asia, Middle East and Europe

Signature trait: Perfection
Alma mater: BITS Pilani (India), XLRI Jamshedpur (India)

Paramdeep Singh, Business Head, Intellect Digital Core

Param has extensive leadership experience in retail banking, cards, lending and insurance. In the last 25 years, he has worked in product development and customer experience across consumer banking, cards, loan and wealth management products. Param heads the Digital Core Banking business at Intellect and has been aggressive at positioning the product as a solution of choice for progressive banks across geographies.

Prior to joining Intellect, Param led the Product Development, Customer Innovation and Research, Health Insurance and Micro insurance business, at SBI and BNP Paribas Insurance. He has been instrumental in launching new products and setting up the business strategies at GE Money.

Signature trait: Innovative & Energetic Thinker
Alma mater: BITS Pilani (India), XLRI Jamshedpur (India)

Varadarajan S, Business Head, Intellect Digital Lending

Varadarajan (Varada) is an accomplished Business Technology leader with deep domain expertise in Financial Services, having worked extensively across various banking products such as Digital banking, Core banking, Private banking, Transaction banking and Investment banking. During his career he has played a variety of roles including global program management, product implementation, sales and Consulting.

Prior to joining Intellect, Varada spent over 25 years with TCS Ltd, where he was part of the BFSI Leadership team. He was responsible for maturing the domain leadership of TCS both internally and externally. He has also been a part of the TCS financial solutions across the BaNCS product life cycle and has driven several complex implementations.

Varada is a much respected thought leader, having participated in several international forums as a writer and speaker. He leads the Digital Lending business at Intellect.

Signature trait:  Deep domain expertise
Alma mater:  Aligarh Muslim University, India

Sriram Vaidheeswaran, Business Head, Intellect Quantum Central Banking

Sriram is a subject matter expert with over three decades of experience and is a respected leader in the banking technology industry. He heads the Quantum Central banking business, which is a specialized unit in Intellect, focused on all technology needs of the central banks. In Intellect, he has successfully delivered large and multiple country rollouts.

He joined us from the Standard Chartered group where he was responsible for developing core banking products, Internet banking products and implementing and supporting them in over 15 countries.

He is passionate about solving customer problems and is known for his coaching skills in order to develop talent, earning laurels for his 'technical' leadership and 'people' leadership. He is the leader every passionate design engineer wants to work with.

Signature trait: Solution and Design Thinking
Alma mater: PSG College of Technology, Coimbatore, India

Akash Gupta, Business Head, Retail Payments

Akash comes with huge retail banking experience of more than three decades in the financial industry. He heads the Credit Cards business at Intellect and has been driving customer implementation across Asia and South America. His extensive experience in the retail banking domain drives a deep appreciation of application of technology towards business objectives and the retail, commercial & wealth operations. He is focused towards creating value for customers through sharp execution capabilities.

Before joining the Intellect family, Akash has handled senior leadership roles at RBS, ABN AMRO Bank, Bank of America and ITC Classic Finance. He has also held senior leadership level heading large operations and strategic delivery for the captive operations of RBS in India. He was part of the leadership that pioneered 365 days banking, doorstep delivery, and extended banking hours at Bank of America.

Signature trait: Perfection
Alma mater: ICWAI (India)

Padmini Sharathkumar, Head - Business Enablement Group

Padmini comes with a unique combination of both technology and banking domain expertise. In her current role as head of the business enablement group, she manages both the HR and marketing function.

Prior to her role as the enablement unit head, she worked in multiple roles in Intellect and Polaris including the global marketing head role as well as managing the Chairman’s office. During these roles, she gained a good understanding of the customer insights and developed her strategic visioning skills.

Prior to joining Polaris, she worked with the Treasury and Technology businesses at American Express, where her Employee Survey Action Team (ESAT) was the recipient of the Chairman's Award.

She is a high-energy leader and is seen as a role model for women both inside and outside the organization.

Signature trait: Customer Insights
Alma mater: BITS, Pilani (India)

Venkatesh Chillara, Head, Quality

25 years of rich experience is one thing. When you see some profiles, the first thing that strikes you is the holistic experience. Venkatesh is one such leader. From leading transformational programs to management consulting to setting up several testing and delivery assurance centers of excellence to performance engineering to virtualisation, Venkatesh has actually done it all! The added bonus is his strong banking vertical exposure across Consumer, Transaction banking and Capital Markets. Needless to say, here is one leader who is a true business enabler and extremely focused on product quality. he joined Intellect from the IT major, Satyam Computer Services, where he owned the P/L responsibility for a $100 million practice. He has published several managerial and technical papers globally and has been a speaker at several international conferences. At Intellect, Venkatesh anchors and evangelises impact creation, through disciplined Delivery Excellence. His first principle for true customer delight is 'D-3 OTIF, ie, Deliver 3 days ahead of schedule on-time and in-full!

Signature trait: Building Trust circles
Alma mater: Jawaharlal Nehru Technology University, Osmania University

Krishna Bessetti, Head, Bid Management

Krishna Besetti is fondly referred to as Intellect's All-Rounder with his capability to run a variety of leadership roles. In his current role, he anchors the Bid Management function for the Consumer Banking Division. In a career spanning 25 years, Krishna has developed a liking and expertise for Program Management, Pre Sales and Bid Management, where his talent to navigate cross functional perspectives are fully leveraged. Given any scenario of a large bid or a complex bid, Krishna is the port-of-call! With his deep understanding of the entire product suite at Intellect, he can come up with innovative solutions and connect our product differentiators to solve client problems. Krishna is a natural framework thinker and is much sought after for articulating value proposition as well as for designing win-win contracts. Prior to joining Intellect, Krishna has worked with well-respected Institutions such as Washington Mutual, Lear Corporation and Mahindra Satyam. His ability to assess and understand client's unstated needs have made him a favorite in the bid management and contracting process both internally as well as with the client organisation.

Signature trait: Win-win negotiation
Alma mater: University of Madras

Rahul Petkar, Presales Head, iPay

Rahul is a strong believer in building sustainable businesses globally. He has played a pivotal role in starting and growing Intellect’s business in the Canadian and Latin American market. He is presently the presales head for Intellect’s credit cards business.

Working with leading global financial institutions for over three decades, he has the expertise for strategic business development from start. Prior to Intellect, Rahul has been associated with Polaris in business leadership role. He has worked with Citibank in India and spent many years in various retail banking roles across multiple geographies.

Signature trait: Business Acumen
Alma mater: IIM Bangalore (India)