journey journey

Our Leadership

  • Rajesh Saxena, Chief Executive Officer

    Rajesh is a seasoned retail banking executive with an in depth understanding of all aspects of retail banking including retail distribution, digital banking, offshore and onshore investments, branch banking with special expertise in credit cards, Personal loans and other unsecured lending. He has strong P&L focus having done large P&L roles in the last 15 years.

    Prior to joining Intellect, Rajesh, was Chief Executive Officer, American Express, India and in this role was responsible for International Consumer & Small Business Services in India as well as for providing leadership to the AEBC Country Executive Team. He is credited for turning around the cards business and setting the business for growth in India.

    Prior to AMEX, he worked with Citibank for 19 years across multiple geographies in various consumer banking roles with the last 10 years spent in managing large teams and product and country P&L's.

    He has strong strategic thinking capability with special skills and experience of ramping up start-up businesses and has a deep retail customer insight. He is well networked in the BFSI space across India, Asia, Middle East and Europe


    Signature trait: Strategic Thinking

    Alma mater: BITS Pilani (India), XLRI Jamshedpur (India)

  • Paramdeep Singh, Business Head, Intellect Digital Core & Quantum Central Banking

    Param has extensive leadership experience in retail banking, cards, lending and insurance. In the last 25 years, he has worked in product development and customer experience across consumer banking, cards, loan and wealth management products. Param heads the Digital Core Banking business at Intellect and has been aggressive at positioning the product as a solution of choice for progressive banks across geographies.

    Prior to joining Intellect, Param led the Product Development, Customer Innovation and Research, Health Insurance and Micro insurance business, at SBI and BNP Paribas Insurance. He has been instrumental in launching new products and setting up the business strategies at GE Money.


    Signature trait: Innovative & Energetic Thinker

    Alma mater: BITS Pilani (India), XLRI Jamshedpur (India)

  • Harpreet Singh, Business Head, Intellect Digital Lending & Cards

    Harpreet, a seasoned professional with 18 years in Consumer Banking, having focus on Payment Products and Lending, in diverse functions like Business Strategy planning, Sales & Distribution, Product/Portfolio management, Partnerships and Alliances, and Risk Management, across regions and locations in India and the Middle East.

    He has worked across Asia and Middle East with Citibank and Mashreq Bank in unsecured lending and payment products. He holds deep expertise in New Account Acquisition, Sales, Product Management, Portfolio Management, Rewards and Loyalty Management, Managing Alliance Partners and other strategic initiatives, playing pivotal roles in large, complex regulatory and business projects.


    Signature trait: Business Acumen

    Alma mater: XLRI Jamshedpur (India), Punjab Engineering College (India)

  • Dhruv Panchal, Head - Engineering and Manufacturing, Intellect Digital Cards

    Dhruv is a technology leader with over 20 years in senior technology management roles for global firms across APAC/EMEA in banking and finance sector. He has a track record of driving large and complex transformation projects contributing to significant improvement in service delivery and cost reduction for many customer whom he has served.

    Some of his key capabilities include forging strong business and stakeholder relationships, financial management, strong technical capabilities - both in application development / infrastructure management, driving digital transformation strategy for enhanced customer interaction and process automation, Implementing open banking via API connect, adopting PSD2 standards for enabling partnerships, leadership in building strong diverse and motivated teams with a 'Can do' attitude.


    Signature trait: Change Evangelist and Positive Thinker

    Alma mater: IIT, Delhi (India)

  • Sriram Vaidheeswaran, Head, Manufacturing, Intellect Quantum Central Banking, Digital Lending & Olive Fabric

    Sriram is a subject matter expert with over three decades of experience and is a respected leader in the banking technology industry. He is focused on all technology needs of Intellect Quantum Central Banking Solution, Digital Lending and Olive Fabric, an Enterprise Integration Platform. He also leads the Testing, Release Management and Quality functions for all consumer banking products. He has been instrumental in successfully delivering large and multiple country rollouts for many strategic clients primarily for central banks.

    He joined us from the Standard Chartered group where he was responsible for developing core banking products, Internet banking products and implementing and supporting them in over 15 countries.

    He is passionate about solving customer problems and is known for his coaching skills in order to develop talent, earning laurels for his 'technical' leadership and 'people' leadership. He is the leader every passionate design engineer wants to work with.


    Signature trait: Solution and Design Thinking

    Alma mater: PSG College of Technology, Coimbatore (India)

  • Prasanna R, Global Head Engineering - Intellect Digital Core and CBX Retail

    Prasanna is a hands-on business technologist with about three decades of solid experience across technology, architecture, product engineering, solutioning, delivery & support functions, predominantly in the Fintech Industry.

    In his current role as Chief Architect of IDC platform and digital banking channels at Intellect, he drives the product roadmap to differentiate & sustain the global leadership position for the IDC platform in its category.

    Prior to joining Intellect, he lead the product life cycle services practice at CSS Corp, interacting & creating solutions with global leaders in the ISV marketplace, and, was a senior solutions architect at Saudi American Bank (aka Samba Financial Group), leading several mission-critical, large scale, transormational projects.


    Signature trait: Incisive Diagnostics & Durable Design Thinking

    Alma Mater: Bharathidasan University (India)

  • Akash Gupta, Global Head, Client Partner & Service Delivery

    Akash comes with huge retail banking experience of more than three decades in the financial industry. He has been driving service delivery for Intellect's consumer banking customers globally. His extensive experience in the retail banking domain drives a deep appreciation of application of technology towards business objectives and the retail, commercial & wealth operations. He is focused towards creating value for customers through sharp execution capabilities.

    Before joining the Intellect family, Akash has handled senior leadership roles at RBS, ABN AMRO Bank, Bank of America and ITC Classic Finance. He has also held senior leadership level heading large operations and strategic delivery for the captive operations of RBS in India. He was part of the leadership that pioneered 365 days banking, doorstep delivery, and extended banking hours at Bank of America.


    Signature trait: Perfection

    Alma mater: ICWAI (India)

  • Krishna Besetti, Global Head, Client Partner and Product Support

    Krishna Besetti is fondly referred to as Intellect's all-rounder with his capability to run a variety of leadership roles. In his current role, Krishna, anchors the Customer Engagement Services and Commercial and Contracting for Intellect Global Consumer Banking unit. In a career spanning over 25 years, he has developed a liking and expertise for Customer Engagement, Program Management and Pre Sales, Bid Management, where his talent to navigate cross-functional perspectives are fully leveraged. Given any scenario of a large or complex engagement, Krishna is the port-of-call!

    With his deep understanding of the entire product suite at Intellect, he can come up with innovative solutions and connect our product differentiators to solve client problems. Krishna is a natural framework thinker and is much sought after for articulating value propositions as well as for designing win-win propositions for customers. He has led our 'Customer For Life' journey by driving its primary objective of delivering best-in-class support.

    Prior to joining Intellect, Krishna has worked with well-respected Institutions such as Washington Mutual, Mahindra Satyam (Tech Mahindra) and Lear Corporation

    Signature trait:  Program Management

    Alma mater: University of Madras (India)

  • Padmini Sharathkumar, Business Head, Digital Banking, CBX Retail

    Padmini Sharathkumar (Paddy) comes with a unique combination of both technology and banking domain expertise. In her role as Business Head – CBX Retail, Global Consumer Banking, she works with the consumer banking teams, leveraging technology to craft digital propositions & personalised experiences for their customers.

    Prior to this, she has worked in multiple roles in Intellect and Polaris including, as the Global Marketing Head, as well as managing the Chairman’s office. During these stints, she honed her skills in picking up client insights and connecting technology to business.

    Before joining Polaris, she worked with the Treasury and Technology businesses at American Express, where her Employee Survey Action Team (ESAT) was the recipient of the Chairman’s Award.

    She is a high-energy leader and is seen as a role model for women both inside and outside the organisation.


    Signature trait: Customer Insights

    Alma mater: BITS, Pilani (India)

Rajesh Saxena, Chief Executive Officer

Rajesh is a seasoned retail banking executive with an in depth understanding of all aspects of retail banking including retail distribution, digital banking, offshore and onshore investments, branch banking with special expertise in credit cards, Personal loans and other unsecured lending. He has strong P&L focus having done large P&L roles in the last 15 years.

Prior to joining Intellect, Rajesh, was Chief Executive Officer, American Express, India and in this role was responsible for International Consumer & Small Business Services in India as well as for providing leadership to the AEBC Country Executive Team. He is credited for turning around the cards business and setting the business for growth in India.

Prior to AMEX, he worked with Citibank for 19 years across multiple geographies in various consumer banking roles with the last 10 years spent in managing large teams and product and country P&L's.

He has strong strategic thinking capability with special skills and experience of ramping up start-up businesses and has a deep retail customer insight. He is well networked in the BFSI space across India, Asia, Middle East and Europe


Signature trait: Perfection
Alma mater: BITS Pilani (India), XLRI Jamshedpur (India)

Paramdeep Singh, Business Head, Intellect Digital Core & Quantum Central Banking

Param has extensive leadership experience in retail banking, cards, lending and insurance. In the last 25 years, he has worked in product development and customer experience across consumer banking, cards, loan and wealth management products. Param heads the Digital Core Banking business at Intellect and has been aggressive at positioning the product as a solution of choice for progressive banks across geographies.

Prior to joining Intellect, Param led the Product Development, Customer Innovation and Research, Health Insurance and Micro insurance business, at SBI and BNP Paribas Insurance. He has been instrumental in launching new products and setting up the business strategies at GE Money.


Signature trait: Innovative & Energetic Thinker
Alma mater: BITS Pilani (India), XLRI Jamshedpur (India)

Harpreet Singh, Business Head, Intellect Digital Lending & Cards

Harpreet, a seasoned professional with 18 years in Consumer Banking, having focus on Payment Products and Lending, in diverse functions like Business Strategy planning, Sales & Distribution, Product/Portfolio management, Partnerships and Alliances, and Risk Management, across regions and locations in India and the Middle East.

He has worked across Asia and Middle East with Citibank and Mashreq Bank in unsecured lending and payment products. He holds deep expertise in New Account Acquisition, Sales, Product Management, Portfolio Management, Rewards and Loyalty Management, Managing Alliance Partners and other strategic initiatives, playing pivotal roles in large, complex regulatory and business projects.


Signature trait: Business Acumen
Alma mater: XLRI Jamshedpur (India), Punjab Engineering College (India)

Dhruv Panchal, Head - Engineering and Manufacturing, Intellect Digital Cards

Dhruv is a technology leader with over 20 years in senior technology management roles for global firms across APAC/EMEA in banking and finance sector. He has a track record of driving large and complex transformation projects contributing to significant improvement in service delivery and cost reduction for many customer whom he has served.

Some of his key capabilities include forging strong business and stakeholder relationships, financial management, strong technical capabilities - both in application development / infrastructure management, driving digital transformation strategy for enhanced customer interaction and process automation, Implementing open banking via API connect, adopting PSD2 standards for enabling partnerships, leadership in building strong diverse and motivated teams with a 'Can do' attitude.


Signature trait: Change Evangelist and Positive Thinker
Alma mater: IIT, Delhi (India)

Sriram Vaidheeswaran, Head, Manufacturing, Intellect Quantum Central Banking, Digital Lending & Olive Fabric

Sriram is a subject matter expert with over three decades of experience and is a respected leader in the banking technology industry. He is focused on all technology needs of Intellect Quantum Central Banking Solution, Digital Lending and Olive Fabric, an Enterprise Integration Platform. He also leads the Testing, Release Management and Quality functions for all consumer banking products. He has been instrumental in successfully delivering large and multiple country rollouts for many strategic clients primarily for central banks.

He joined us from the Standard Chartered group where he was responsible for developing core banking products, Internet banking products and implementing and supporting them in over 15 countries.

He is passionate about solving customer problems and is known for his coaching skills in order to develop talent, earning laurels for his 'technical' leadership and 'people' leadership. He is the leader every passionate design engineer wants to work with.


Signature trait: Solution and Design Thinking
Alma mater: PSG College of Technology, Coimbatore (India)

Prasanna R, Global Head Engineering - Intellect Digital Core and CBX Retail

Prasanna is a hands-on business technologist with about three decades of solid experience across technology, architecture, product engineering, solutioning, delivery & support functions, predominantly in the Fintech Industry.

In his current role as Chief Architect of IDC platform and digital banking channels at Intellect, he drives the product roadmap to differentiate & sustain the global leadership position for the IDC platform in its category.

Prior to joining Intellect, he lead the product life cycle services practice at CSS Corp, interacting & creating solutions with global leaders in the ISV marketplace, and, was a senior solutions architect at Saudi American Bank (aka Samba Financial Group), leading several mission-critical, large scale, transormational projects.


Signature trait: Incisive Diagnostics & Durable Design Thinking
Alma Mater: Bharathidasan University (India)

Akash Gupta, Global Head, Client Partner & Service Delivery

Akash comes with huge retail banking experience of more than three decades in the financial industry. He has been driving service delivery for Intellect's consumer banking customers globally. His extensive experience in the retail banking domain drives a deep appreciation of application of technology towards business objectives and the retail, commercial & wealth operations. He is focused towards creating value for customers through sharp execution capabilities.

Before joining the Intellect family, Akash has handled senior leadership roles at RBS, ABN AMRO Bank, Bank of America and ITC Classic Finance. He has also held senior leadership level heading large operations and strategic delivery for the captive operations of RBS in India. He was part of the leadership that pioneered 365 days banking, doorstep delivery, and extended banking hours at Bank of America.


Signature trait: Perfection
Alma mater: ICWAI (India)

Krishna Besetti, Global Head, Client Partner and Product Support

Krishna Besetti is fondly referred to as Intellect's all-rounder with his capability to run a variety of leadership roles. In his current role, Krishna, anchors the Customer Engagement Services and Commercial and Contracting for Intellect Global Consumer Banking unit. In a career spanning over 25 years, he has developed a liking and expertise for Customer Engagement, Program Management and Pre Sales, Bid Management, where his talent to navigate cross-functional perspectives are fully leveraged. Given any scenario of a large or complex engagement, Krishna is the port-of-call!

With his deep understanding of the entire product suite at Intellect, he can come up with innovative solutions and connect our product differentiators to solve client problems. Krishna is a natural framework thinker and is much sought after for articulating value propositions as well as for designing win-win propositions for customers. He has led our 'Customer For Life' journey by driving its primary objective of delivering best-in-class support.

Prior to joining Intellect, Krishna has worked with well-respected Institutions such as Washington Mutual, Mahindra Satyam (Tech Mahindra) and Lear Corporation


Signature trait:  Program Management
Alma mater: University of Madras (India)

Padmini Sharathkumar, Business Head, Digital Banking, CBX Retail

Padmini Sharathkumar (Paddy) comes with a unique combination of both technology and banking domain expertise. In her role as Business Head – CBX Retail, Global Consumer Banking, she works with the consumer banking teams, leveraging technology to craft digital propositions & personalised experiences for their customers.

Prior to this, she has worked in multiple roles in Intellect and Polaris including, as the Global Marketing Head, as well as managing the Chairman’s office. During these stints, she honed her skills in picking up client insights and connecting technology to business.

Before joining Polaris, she worked with the Treasury and Technology businesses at American Express, where her Employee Survey Action Team (ESAT) was the recipient of the Chairman’s Award.

She is a high-energy leader and is seen as a role model for women both inside and outside the organisation.


Signature trait: Customer Insights
Alma mater: BITS, Pilani (India)

Scroll to Top