Reduce Customer Onboarding Times from Days to Seconds!

Drive Smarter and Faster Origination with Intellect Loan Origination System

Ranked Number 1 in
Digital Lending

Intellect Digital Loan Origination System (LOS) is a state-of-the-art workflow-based digital credit origination system built on microservices architecture, with a wide functional breadth. The system is a highly evolved sourcing and credit evaluation solution supporting the origination process through the entire cycle including application processing, verification, risk assessment, credit scoring, automated credit decision and underwriting. The fully automated, integrated, parameterised and rule-based solution is capable of meeting straight through processing requirements with exception-based manual intervention.

Intellect LOS, powered by an industry-recognized Business Rule Engine, facilitates banks and FIs to manage facility approval as well as drawdown approval through a sanction workflow, pre-defined for each kind of loan product, giving a single system experience for end-to-end credit origination.

Evolve, and Transform

  • Customer Initiated/ RM Assisted journeys
  • Drop-in drop-off alternating across channels
  • Collaborate with Fintechs
  • Scale-up volumes with zero touch processing
  • Integrate and fetch risk scores from existing risk models
  • Automated scoring, deviations, affordability computation
  • Real-time Decision
  • Support for assisted underwriting
  • Ad-hoc deviation & exception approvals
  • Consultative decision Making
  • Single source of referral and decision trails
  • End-to-end document life cycle management
  • Customized template generation
  • Zero touch Documentation enabled by digital signatures

Enhance Your Customers’ Credit Experience with Intellect Loan Origination System

Benchmarked by KPMG to Handle

Reduce Customer Onboarding Times from Days to Seconds!

Active Loans

Reduce Customer Onboarding Times from Days to Seconds!

Transactions Per Second

Reduce Customer Onboarding Times from Days to Seconds!

Average Originations Per Day

What They Have To Say


Recognized by experts

Know More