Ranked Number 1 in
Digital Lending
Intellect Digital Loan Origination System (LOS) is a state-of-the-art workflow-based digital credit origination system built on microservices architecture, with a wide functional breadth. The system is a highly evolved sourcing and credit evaluation solution supporting the origination process through the entire cycle including application processing, verification, risk assessment, credit scoring, automated credit decision and underwriting. The fully automated, integrated, parameterised and rule-based solution is capable of meeting straight through processing requirements with exception-based manual intervention.
Intellect LOS, powered by an industry-recognized Business Rule Engine, facilitates banks and FIs to manage facility approval as well as drawdown approval through a sanction workflow, pre-defined for each kind of loan product, giving a single system experience for end-to-end credit origination.













Evolve, and Transform
API-based and Omni-Channel Origination
Auto-Adjudication
Auditable Conversations
Document Management
- Customer Initiated/ RM Assisted journeys
- Drop-in drop-off alternating across channels
- Collaborate with Fintechs
- Scale-up volumes with zero touch processing
- Integrate and fetch risk scores from existing risk models
- Automated scoring, deviations, affordability computation
- Real-time Decision
- Support for assisted underwriting
- Ad-hoc deviation & exception approvals
- Consultative decision Making
- Single source of referral and decision trails
- End-to-end document life cycle management
- Customized template generation
- Zero touch Documentation enabled by digital signatures
Enhance Your Customers’ Credit Experience with Intellect Loan Origination System
Benchmarked by KPMG to Handle

Active Loans

Transactions Per Second

Average Originations Per Day
What They Have To Say

“It has been quite a year for Intellect Design Arena. For the sixth year in a row, the company retained the top spot in the Retail Core Banking category, performing strongly in the APAC region, followed by Africa and Europe. Intellect Design Arena also racked up its third year as leader of the Wholesale Transaction Banking category. The company was a clear leader here with a nearly equal number of deals from the Americas, Europe, and the Middle East. It was also the second year running that Intellect Design Arena held the top position in InsurTech. In fact, it is worth noting that Intellect Design Arena has held top slot in the latter two categories since both the InsurTech and Transaction Banking categories were first introduced to the IBSi SLT!”
Robin Amlôt
Managing Editor, IBS Intelligence

“Our Vision at My.t Money is not only to make payment fast, secure and simple but also fun. We are also looking to drive strong continuous engagement by delivering value to consumers through access to things they want—coupons, loyalty rewards, gift cards, tickets, loans and more. iGCB’s experience in enabling leading organizations across the world to provide a superlative and seamless customer experience convinced us that they are the right partner for the next stage of our digital transformation and financial inclusion journey. We are confident that iGCB will enable Mauritius Telecom to not just deliver innovative financial solutions but also provide our customers an enhanced experience.”
Sherry Singh
CEO, Mauritius Telecom

“Our goal for this transformation was to empower our employees with the right tools which can help them deliver world-class banking to Myanmar citizens. We found Intellect Digital Core, most aligned to the needs of a growing bank with its robust technology stack and on-time deployment record. We are very excited to begin our journey.”
Mr.Htun Htun Oo
Dy CEO/BOD consultant, Mineral Development Bank

“We’re delighted to partner with Intellect GCB and establish the Cloud Centre of Excellence. As Intellect GCB’s customers look to rapidly enhance their digital capabilities in a multi-cloud world, the Centre of Excellence will help them mitigate risk, ensure compliance, and reduce time to market. We’re already seeing customer validation of our partnership, and iGCB’s choice of VMware Tanzu reaffirms our position as the industry-leading modern application platform”.
Pradeep Nair
Vice President and Managing Director, VMware India

The unique Commercial Loan Origination platform enables YES BANK to extend commercial lending products and services with versatile integration capabilities through open APIs.
Anup Purohit
Chief Information Officer, YES BANK

Intellect’s Contextual Digital Banking suite, IDC, has not only enabled us to acquire new customers but also facilitate our drive towards market leadership with an open & connected partner ecosystem.
Jon Howe
Managing Director , Cater Allen

We found the Intellect Digital Core banking suit a good fit with our business and operational goals.
MFTB Bank
,

The new platform will provide us with strength and the opportunity to accelerate our processes for innovation, product development and go-to-market.
Nils Carlsson
CEO, Resurs Bank

Intellect felt like a natural partner in our digital journey because of their deep domain expertise, formidable range of digital capabilities and customer-first mindset.
Don Coulter
President and CEO, Wyth Financial
Insights
Whitepapers & Ebooks
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Recognized by experts

Intellect has been recognized among global suppliers of Treasury and Capital Markets systems in the IBSi 2021 Read More

Capital Cube is rated as Category Leader in the FinTech Quadrant for portfolio management platforms, 2021

Capital Cube is rated as Best of Breed in the RiskTech Quadrant for LRM solutions, 2021

Capital Cube is rated as Best of Breed in the RiskTech Quadrant for FTP solutions, 2021

Capital Cube is rated as Best of Breed in the RiskTech Quadrant for ALM solutions 2021

Capital Cube is recognized amongst "Category Leaders" in the Chartis' report titled Portfolio Management Pl Read More

Intellect is ranked among top 40 vendors in RiskTech 100 2023 rankings

Intellect has been ranked #1 in the 2022 edition of Global Leader in Product Breadth

Rated as a Leader in 'The Forrester Wave Digital Banking Processing Platforms for Retail Banking, Q3 2022'

Winner for Most Effective Digitization for Intellect Digital Core implementation at Janata Bank

Ranked number 1 for Retail Lending in IBS Annual Sales League Table 2022

CBX Retail Digital Onboarding wins XCelent Functionality Award 2020

Ranked number 1 for Product Breadth in IBS Annual Sales League Table 2022

Regional Leader (ASEAN) in IBS Annual Sales League Table 2022

Capital Cube is rated as Category Leader in the FinTech Quadrant for portfolio management platforms, 2021

Capital Cube is rated as Best of Breed in the RiskTech Quadrant for FTP solutions, 2021

Capital Cube is rated as Best of Breed in the RiskTech Quadrant for LRM solutions, 2021

Capital Cube is rated as Best of Breed in the RiskTech Quadrant for ALM solutions 2021

Ranked number 1 for Retail Banking for the sixth consecutive year in Annual Sales League Table 2022

Intellect has been recognized among global suppliers of Treasury and Capital Markets systems in the IBSi 2021 Read More

YES BANK adjudged winner at IDC Financial Insights Innovation Awards 2021 for Intellect powered Credit Origin Read More

Digital Core and Cater Allen bank adjudged winner in the IBSi NeoChallenger Bank Awards 2021 - Europe Region

Best Retail Payments System implementation at Janata Bank in IBS Global Fintech Innovation Awards 2021
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