eMACH.ai
Consumer Banking
A holistic Consumer Banking platform designed to empower retail clients in navigating and optimizing their financial journeys.
Your Strategic Partner in Consumer Banking Innovation
In the fast-paced world of consumer banking, consumers demand banking experiences that are intuitive, secure, and accessible. As a core banking provider, we equip banks and financial institutions with the foundational technology to deliver exceptional Consumer Banking solutions, enabling them to offer a personalized approach to managing their retail customers’ financial well-being. Our platform supports a diverse range of products including convenient Savings Accounts, flexible Retail Term Deposits (with high yield options), and sophisticated Relationship-Based Pricing models. With our user-friendly digital capabilities, we empower banks to simplify banking for their customers, ensuring every interaction is seamless and supportive. We help our banking partners provide the tools that enable individuals to achieve their financial goals, whether it’s saving for a dream, managing daily expenses, or investing for the future, fostering a secure and prosperous financial journey for their end customers.
Moderner Kern, grenzenlose Möglichkeiten
01
Transform the Customer Journey
Hohe Flexibilität mit einer komponierbaren Architektur und einfacher Orchestrierung über API und Ereignisse
Onboard new customers and disburse personal loans and credit products with an integrated credit platform
Create seamless digital experiences across all channels by integrating with a unified Digital Engagement Platform
02
Launch at Speed
Go to market faster with new products using the DIY Product Configurator
Quickly adapt to market trends by customizing product parameters without requiring extensive coding
Reduce development costs and time-to-market with flexible product templates and a no-code extensibility kit
03
Scale for Growth
Scale seamlessly to handle a massive volume of daily transactions and a growing customer base
Rely on a robust, high-availability architecture built for mission-critical retail banking operations
04
Simplify Compliance & Operations
Streamline high-volume internal processes through AI-based automation and rule-based STP while ensuring full regulatory compliance with a country-ready core banking platform
Achieve faster go-to-market with minimal disruption and risk during data migration
Maintain a single source of truth for all customer data and transactions with an N-Tier Real-time General Ledger platform
Gain more control over your implementation with our dedicated on-site Intellect implementation team
Preferred Retail DDA Solution for Top Banks Globally
Revolutionizing Consumer Banking Possibilities
Was unsere Kunden sagen
FAQs
How does eMACH.ai accelerate product innovation and reduce time-to-market for retail banking services?
● Offers 285+ microservices and 1,200+ APIs, allowing banks to assemble retail products like modular components.
● Enables plug-and-play integration with fintechs, payment gateways, and third-party apps.
● Platforms like iTurmeric and Purple Fabric empower business teams to configure products without deep coding.
● Supports event-driven orchestration, so products can respond dynamically to customer actions or regulatory changes.
● Empowers banks to design unique, branded retail products tailored to specific customer segments.
● Supports country-ready configurations, making localization fast and compliant.
● Products can be launched across mobile apps, web platforms, and branches simultaneously.
In what ways does eMACH.ai enable banks to remain responsive to changing needs both during and after onboarding?
● Banks can choose from 285+ microservices and 1,200+ APIs to build only what they need, avoiding unnecessary complexity.
● Supports phased rollouts, allowing institutions to modernize at their own pace without disrupting existing operations.
● Tools like iTurmeric enable rapid customization and integration with third-party systems—even during deployment.
● Offers deployment on public, private, or hybrid clouds, and allows banks to bring their own front-end or channels.
● Proven frameworks and delivery models ensure predictable timelines and reduced risk.
● Seamlessly connects with fintechs, ERPs, and external platforms to expand capabilities as business needs grow.