eMACH.ai
Core Banking
Comprehensive core banking platform helping Banks grow business, improve customer experience and reduce risk.
Ranked Number 1 in Retail Banking
In a rapidly evolving financial landscape, staying ahead requires a core banking platform that is as dynamic and innovative as your ambitions. eMACH.ai Core Banking is a unified platform meticulously designed for Retail, SME, and Commercial banks. eMACH.ai Core Banking’s comprehensive product suite, built on a robust cloud-native microservices architecture, delivers unmatched scalability and flexibility, effortlessly adapting to meet the demands of an ever-changing market. Its Open Finance capabilities unlock access to country-specific marketplaces, ensuring global readiness. Seamless integration is paramount; eMACH.ai Core Banking’s headless architecture ensures smooth interoperability with any digital banking platform, including iGCB’s own Digital banking platform, thereby future-proofing your operations.
eMACH.ai Core Banking goes beyond traditional banking with embedded AI-driven customer journeys, making them more intuitive. This powerful combination allows your institution to deliver bespoke, innovative solutions tailored to the unique needs of modern clients.
Schedule a Meeting
Modern Core, Limitless Possibilities
01
Accelerate Business Growth
High flexibility with a composable architecture and easy orchestration using API & Events
Reduce development costs through parameterization & customer extensibility kit
Configure new products with DIY Product Configurator & Product Templates
Drive efficiency with AI-based automated processes & rule-based STP
02
Improve Customer Experience
Integrate with digital banking and other systems to deliver personalised customer experience through Open APIs
Onboard new credit customers, disburse and manage loans digitally with a credit platform
Onboard customers and provide personalised experience through a unified Digital Engagement Platform
03
Reduce risk Focus
N-Tier Real-time General
Ledger
Experience faster go-to-market with minimal disruption in data migration
Comply with local regulations with a country-ready core banking platform
More control of implementation with on-site Intellect implementation team
Jumpstart with
Our Comprehensive
Offerings

Current &
Saving Account

Lending

Deposits

Trade Finance

Cards

Digital Banking

Payments

Treasury
Preferred Core Banking Platform for top banks globally
Built on the revolutionary eMACH.ai architecture
Microservices-based architecture with Composable processes, Business Components, Open Data Models and Open Services enabling agility
Scalable to Multi-cloud, multi-country, multi-entity, multi-branches, multi-lingual, and multi-currency
Composable Process Designer (iTurmeric ) enables the composability of heterogeneous business components across the ecosystem
Customization and Extensibility Kit allows customisation based on user roles

Why Choose
eMACH.ai Core Banking?

Future-proof design
- Composable eMACH.ai architecture
- Open APIs allowing connected ecosystems

Quick go-to-market
- Comprehensive coverage of business components
- Low code-no code composable process designer

In-depth domain knowledge
- 325+ clients across 57+ countries
- Experienced leadership from tier 1 global banks

Customer-centric culture
- Nimble & agile culture with an entrepreneurial mindset
- Commitment to joint innovation
- Long-term success partner mindset

Higher ROI
- Adaptive commercial model
- Risk-sharing approach
What Our Clients Say
Transforming
Challenges into
Success Stories
Case Study: A leading bank in Zimbabwe partners with iGCB to transform Core Banking
100 business days
support over 11,500 transactions per second
200% increase in transaction processing capacity
Case Study: Utkarsh Small Finance Bank goes live with comprehensive core banking
Case Study: Driving Digital Transformation for a subsidiary of Santander UK
Case Study: Transforming Sonali Bank’s Core Banking
Award-Winning
Innovations

Intellect Design Arena Played a pivotal role in shaping two of Forrester’s latest Trends and Vision reports on the present and future of Digital Banking Experiences

Ranked no.1 Retail Banking in IBSi Sales League Table 2025

Ranked no.2 in NORTH AMERICA REGIONAL in IBSi Sales League Table 2025

Ranked no.3 in GLOBAL LEADERSHIP CATEGORY in IBSi Sales League Table 2025

Recognized as a Leader in three quadrants and Best-of-Breed in one quadrant in Chartis’ RiskTech Credit Risk Management Solutions 2025 Quadrants report

Rated as a Leader in ‘The Forrester Wave Digital Banking Processing Platforms for Retail Banking, Q3 2022’

Intellect Ranked No. 3 in Global Leadership – Geographic spread in IBSi Sales League Table 2024