Banking leader with over 35 years of experience in retail banking including distribution, digital banking, and branch banking with special expertise in credit cards, Personal loans, and other unsecured lending. Prior to joining Intellect, Rajesh was the CEO of American Express, India, and was responsible for running the credit card business in India. Prior to AMEX, he worked with Citibank for 19 years across geographies in various banking roles with the last 10 years spent in managing product and country's P&L.