Digital Lending - iGCB

Unleash the Power of Digital Credit

Drive End-to-end Credit Management with Intellect Digital Lending

Ranked Number 1 in
Digital Lending

Intellect Digital Lending (IDL) is a comprehensive digital credit management system designed to meet the ever changing needs of credit seekers as well as financial institutions. It empowers FIs to offer both commoditised as well as specialised credit products across all business segments including Retail, Corporate, SME and Agri.

Built on an 'Always On, Always Aware' concept, the system allows banks to deliver a truly digital, real-time solution to their customers. Banks are empowered to make real time informed credit decisions giving customers access to a 360 degree view of their credit portfolio. The System is designed on DIY principle that allows banks to create their own products anytime, anywhere and its fully automated robust architecture ensures lower cost of operation by driving higher efficiency.

IDL is an all-in-one lending platform comprising of Credit Origination, Loan Servicing, Debt Management and Collateral & Limits Management, which are also available as standalone products to suit the varying needs of business that are at different levels of digital credit transformation.

IDL is an all-in-one lending platform for comprehensive digital credit transformation

  • Omni-channel Origination with Customer Initiated/ RM Assisted Journeys
  • API-Based Origination Enabling Collaboration With Fintechs
  • Digital Data Aggregation Through Structured and Unstructured Data Sources
  • Zero Touch Documentation Enabled by Digital Signatures
  • Powerful Product Configuration Engine
  • Superior Flexibility in Amortization
  • Loan Restructuring & Modifications
  • Exhaustive Loan Parameters
  • Centralized Real-Time Monitoring Across Varied Lines Of Business
  • Multi-Dimensional Exposure View
  • Single View Of Borrower’s Exposure Across Multiple Levels
  • Real-Time Margin Tracking
  • Real-Time Loan Performance Analysis
  • Intuitive Collection Score For Segmentation
  • Personalized Follow Up
  • Customer-Centric Strategies and Streamlined Collection Processes

Digital Lending - Overall Architecture

End-to-end Credit Lifecycle Management

With Intellect Digital Lending, Banks and Financial Institutions Can Ensure

Unleash the Power of Digital Credit

3X

Growth in Origination Volume
Unleash the Power of Digital Credit

20%

Reduction in Past-due and Written-off Loans

Loved by leaders

Recognized by experts

IDL Offerings

Launch Hyper-Personalized Loan Solutions in Minutes

Launch Hyper-Personalized Loan Solutions in Minutes

Reduce Time to Market with a Comprehensive and Flexible Loan Management System

Launch Hyper-Personalized Loan Solutions in Minutes - iGCB

Reduce Customer Onboarding Times from Days to Seconds!

Drive Smarter and Faster Origination with Intellect Loan Origination System

Reduce Customer Onboarding Times from Days to Seconds! - iGCB

Minimize Your Bad Debts

Manage Delinquent Customers Proactively and Effectively with Intellect Debt Management System

Limit Your Credit Exposure, Not Your Business

Comprehensive & Multi-dimensional Exposure Management with Intellect Collateral and Limit Management System

Empower Members with Personal Finance Management - iGCB

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