iGCB for NeoBanks &
Digital Banks

Create seamless and innovative user journeys
across your customer’s lifestyle

Neobanks are expected to have 318 million users by 2026. This number is expected to reach 318 million by 2026. Once thought as impossible, today, consumers are willing to shift to a fully digital bank with minimal to zero physical footprint. Banking solutions for Neobanks consists of Digital Neobanking applications which promise a modern banking system and experience which is quick, hassle-free and fun, while at the same time optimizing their cost.

338M Accounts

180M Customers

91B Transactions Per Year


Understand the Consumer’s Lifestyle
Integrate Innovative User Journeys
Launch Products and Features Faster
Gamify Experience and Reward Loyalty
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Digital Core

Comprehensive Retail & SME banking suite across Core Banking, Payments, Lending, Treasury, Trade Finance ,Cards and Digital channels

Digital Lending

Cutting-edge digital credit management system designed to meet the ever-changing needs of credit seekers and financial institutions alike

Cards

Fully DIY – customisable solution, designed to meet every need of your customer. The next-gen eMACH.ai Cards architecture is built on First Principles, and leverages the 4C framework, empowering you to drive ecosystem-enabled value creation in your cards business

eMACH.ai
Digital Engagement Platform

Unified Digital Engagement Platform that helps Banks and Credit Unions offer a seamless, contextual engagement across the
entire customer lifecycle—from acquisition and engagement to retention

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What Our Clients Say

Adnan Al Awadhi

CEO, National Bank of Umm Al Qaiwain

Transforming digital experience for our retail, SME and corporate customers was critical for us in order to grow quickly. We were looking for a platform which allows us to reach new customers through a world-class experience. We were impressed by DEP’s capabilities and the team’s long-term partnership-based approach.

Asian Banker

Asian Banker

The winning institution implemented a new platform that enabled AI-based customer onboarding within three minutes, as well as omnichannel experience with customised offers. This improved the bank’s wallet share by 20%. Product holding per customer increased by 80% while the cost of ownership dropped by 60%. The time to launch a new product was reduced from four months to two weeks, and the service fulfilment steps for customers was reduced by 50%, resulting in improved engagement. For these achievements, the award for Best Omnichannel Technology Implementation goes to Co-operative Bank of Kenya and Intellect Global Consumer Banking.

Wendy Murphy

CTO, Vancity

At Vancity, we have been searching for the right partner to help us revolutionise our digital platforms and enable us to deliver our impact-focused, values-driven products and services to our members through a modern, intuitive and seamless digital experience. We feel we’ve found the right partner in Intellect Design Arena, and a technology partner that understands our needs and will enable us to deliver on our commitment to meet and exceed our member expectations.”

Sherry Singh

CEO, Mauritius Telecom

Our Vision at My.t Money is not only to make payment fast, secure and simple but also fun. We are also looking to drive strong continuous engagement by delivering value to consumers through access to things they want—coupons, loyalty rewards, gift cards, tickets, loans and more. iGCB’s experience in enabling leading organizations across the world to provide a superlative and seamless customer experience convinced us that they are the right partner for the next stage of our digital transformation and financial inclusion journey. We are confident that iGCB will enable Mauritius Telecom to not just deliver innovative financial solutions but also provide our customers an enhanced experience

Robin Amlôt

Managing Editor, IBS Intelligence

It has been quite a year for Intellect Design Arena. For the sixth year in a row, the company retained the top spot in the Retail Core Banking category, performing strongly in the APAC region, followed by Africa and Europe. Intellect Design Arena also racked up its third year as leader of the Wholesale Transaction Banking category. The company was a clear leader here with a nearly equal number of deals from the Americas, Europe, and the Middle East. It was also the second year running that Intellect Design Arena held the top position in InsurTech. In fact, it is worth noting that Intellect Design Arena has held top slot in the latter two categories since both the InsurTech and Transaction Banking categories were first introduced to the IBSi SLT!

Muaz Termaz

SVP Head, Delinquent Collection, The Saudi National Bank (SNB)

The remarkable achievement of finishing our project in just four months was made possible by the collective effort and expertise of our skilled team members, spearheaded by Intellect

Pradeep Nair

Vice President and Managing Director, VMware India

We’re delighted to partner with Intellect GCB and establish the Cloud Centre of Excellence. As Intellect GCB’s customers look to rapidly enhance their digital capabilities in a multi-cloud world, the Centre of Excellence will help them mitigate risk, ensure compliance, and reduce time to market. We’re already seeing customer validation of our partnership, and iGCB’s choice of VMware Tanzu reaffirms our position as the industry-leading modern application platform

Anup Purohit

Chief Information Officer, Yes Bank

The unique Commercial Loan Origination platform enables YES BANK to extend commercial lending products and services with versatile integration capabilities through open APIs.

Mr. Htun Htun Oo

Dy CEO/BOD Consultant, Mineral Development Bank

Our goal for this transformation was to empower our employees with the right tools which can help them deliver world-class banking to Myanmar citizens. We found Intellect Digital Core, most aligned to the needs of a growing bank with its robust technology stack and on-time deployment record. We are very excited to begin our journey

Jon Howe

Managing Director, Cater Allen

Intellect’s Contextual Digital Banking suite, IDC, has not only enabled us to acquire new customers but also facilitate our drive towards market leadership with an open & connected partner ecosystem.

Rolando R Avante

President & CEO, Philippines Business Bank

After multiple evaluations for replacing our existing core banking solution, we chose the latest in technology, IDC 19.1 that would strengthen our operations ensuring higher efficiency and drive our digital transformation agenda.

Adnan Al Awadhi
Asian Banker
Wendy Murphy
Sherry Singh
Robin Amlôt
Muaz Termaz
Pradeep Nair
Anup Purohit
Mr. Htun Htun Oo
Jon Howe
Rolando R Avante
Asia Pacific Cards

Case Study: Innovative Financial Empowerment Through Advanced Payment Solutions

  • Consolidated 18 legacy systems into one platform

  • Real-time monitoring of 5 million cards and 600,000 loans

  • Centralized tracking across multiple countries and business lines

IMEA Digital Core

Case Study: A leading bank in Zimbabwe partners with iGCB to transform Core Banking

IMEA Cards

Case Study: Enabling a Leading Indian Bank to Launch a Superlative Card Experience

Asia Pacific Cards

Case Study: Launching Credit Card Business for One of the Largest Banks in South East Asia

Capital Cube Treasury
Capital Cube Treasury

Recognized as a ‘Technology Standout’ solution ‘Reconciliation Systems Solutions for Capital Markets Firms 2024’ report

Capital Cube Treasury
Capital Cube Treasury

Recognized as “Category Leader” in Chartis RiskTech Quadrant for Regulatory Reporting Solutions 2024

Capital Cube Treasury
Capital Cube Treasury

Collateral Management solution is positioned as a “Leader” in Capital Markets Buy-Side and Sell-Side 2023 Quadrant report

Capital Cube Treasury
Capital Cube Treasury

Intellect Design rated “Best of Breed” in Chartis RiskTech Banking Analytics 2022 Quadrant

All products
All products

Intellect Ranked No. 3 in Global Leadership – Geographic spread in IBSi Sales League Table 2024

All products
All products

Intellect Ranked No. 2 among Regional Leaders in North America in IBSi Sales League Table 2024

Digital Lending
Digital Lending

Ranked No. 2 Islamic – Retail Lending in IBSi Sales League Table 2024