eMACH.ai

Commercial Banking

Comprehensive Corporate Banking Product Suite enabling Corporate Clients and businesses to manage their end to end operations.

Your Strategic Partner in Commercial Banking Innovation

For Corporations navigating the complexities of today’s vibrant global economy, a banking partner that understands their unique needs is paramount. As a leading core banking provider in the Commercial Banking Space, we empower financial institutions and corporates with a robust platform necessary to deliver cutting-edge Commercial Banking solutions.
Our Corporate DDA solution enables banks to offer multi currency Corporate Accounts, high-yield Corporate Term Deposits, and seamless global transactions by connecting to various payment rails. We equip financial institutions with the agility, scalability and robust security required to manage large-scale financial operations, ensuring the clients manage liquidity effectively, and expand into new markets with confidence. We’re committed to fostering long-term partnerships with banks, providing them the tools to deliver tailored strategies that address the specific challenges and opportunities faced by modern enterprises, ultimately supporting their strategic ambitions and sustainable success.

338M Accounts

180M Customers

91B Transactions Per Year

Modern Core, Limitless Possibilities

Enable Complex Business Services

Build highly customized and complex financial products for corporate clients with a flexible extensibility kit

Leverage a composable architecture and easy orchestration using APIs & Events to integrate with other systems like trade finance, treasury, cash management, and lending solutions

Strengthen Client Relationships

Onboard new business clients and manage complex credit facilities digitally and efficiently using the integrated credit system

Provide a single, unified digital platform for corporate clients to manage all their services and accounts

Ensure Enterprise-Grade Resilience

Process high-value, complex transactions and payment volumes with a robust and scalable architecture

Instant access to the real time position of the bank with a comprehensive, N-Tier General Ledger

Ensure continuous service delivery with a system designed for high availability and minimal downtime

Optimize Efficiency & Control

Automate complex, rule-based workflows and approval processes for international payments and lending with AI-based STP

Comply with complex local and international regulations using a platform built for multi-jurisdictional operations

Gain more control over your implementation and a faster go-to-market with a dedicated on-site implementation team

Preferred Corporate DDA Solution for Top Banks Globally

Redefining the Experience for Corporate Clients

Seamless Onboarding

Accelerated Product Launch

Configurable Product Suite

Global Financial Solutions

Unified Digital Engagement

Sustainable Modernization

What Our Clients Say

Ken Chitando

Managing Director

We are embarking on this end-to-end banking transformation to ensure that our customers receive a superior banking experience that is truly unparalleled in the industry. The decision to partner with Intellect Global Consumer Banking was driven by the need to offer an enhanced banking experience to our customers. In an environment where cutting edge technology has enabled stiffer competition we really needed to be able to offer service that is head and shoulders above the rest of the market players. Intellect’s comprehensive solution, which we believe covers all aspects of our banking operations will help drive our business forward and at the same time enable us to deliver game changing financial services solutions in the most convenient manner. Their ability to seamlessly integrate with other partners further solidified our choice. Most importantly, we were impressed by the overall team’s partnership approach, reflecting their commitment to our success and the shared goal of delivering exceptional value to our customers.

Peter Csányi

Deputy CEO & Chief Digital Officer

Customer is at the heart of everything we do at OTP Bank. We saw similar synergies with iGCB and we believe that the flexibility of the core banking system may enable us to create sustainable, personalised banking experiences suitable with the diversified needs of our customers. We look forward to beginning a new era in banking with iGCB.

Robert Loggia

General Manager Operations & ICT

Our vision at NCSL is to be the best provider of e-banking and loan services in Papua New Guinea. iGCB’S cutting edge solutions, complemented by MACH-enabled architecture and a customer-centric user experience positioned them seamlessly as our ideal partner for the digital transformation journey. Their market-leading expertise aligns perfectly with our vision, ensuring a transformative and user friendly approach to our digital evolution.

Taner Ayhan

CEO

As VakifBank, we have always been committed to providing the best services and solutions to our customers, and we believe that iGCB’s products will enable us to achieve our vision of becoming a leading digital bank in Europe. iGCB’s Digital Core and Lending platform offers us the flexibility, scalability and innovation that we need to meet the evolving needs and expectations of our customers, while also optimising our operational efficiency and compliance. We are excited and look forward to working with iGCB to create a seamless and superior banking experience for our customers.

Al-Amin Sadruddin Merchant

Group Chief Technology Officer and Digital Transformation

We were at a point where we wanted to upgrade our core banking system. After a critical assessment of all leading platforms in Africa, we found that the new eMACH.ai Core Banking platform has good potential. We embarked on our core modernisation journey with Intellect, Intellect is also best suited for us because they have an absolutely fantastic middleware platform, Olive Fabric, that is going to give us space to innovate further.

Robin Amlôt

Managing Editor, IBS Intelligence

It has been quite a year for Intellect Design Arena. For the sixth year in a row, the company retained the top spot in the Retail Core Banking category, performing strongly in the APAC region, followed by Africa and Europe. Intellect Design Arena also racked up its third year as leader of the Wholesale Transaction Banking category. The company was a clear leader here with a nearly equal number of deals from the Americas, Europe, and the Middle East. It was also the second year running that Intellect Design Arena held the top position in InsurTech. In fact, it is worth noting that Intellect Design Arena has held top slot in the latter two categories since both the InsurTech and Transaction Banking categories were first introduced to the IBSi SLT!

Pradeep Nair

Vice President and Managing Director, VMware India

We’re delighted to partner with Intellect GCB and establish the Cloud Centre of Excellence. As Intellect GCB’s customers look to rapidly enhance their digital capabilities in a multi-cloud world, the Centre of Excellence will help them mitigate risk, ensure compliance, and reduce time to market. We’re already seeing customer validation of our partnership, and iGCB’s choice of VMware Tanzu reaffirms our position as the industry-leading modern application platform

Mr. Htun Htun Oo

Dy CEO/BOD Consultant, Mineral Development Bank

Our goal for this transformation was to empower our employees with the right tools which can help them deliver world-class banking to Myanmar citizens. We found Intellect Digital Core, most aligned to the needs of a growing bank with its robust technology stack and on-time deployment record. We are very excited to begin our journey

Jon Howe

Managing Director, Cater Allen

Intellect’s Contextual Digital Banking suite, IDC, has not only enabled us to acquire new customers but also facilitate our drive towards market leadership with an open & connected partner ecosystem.

Rolando R Avante

President & CEO, Philippines Business Bank

After multiple evaluations for replacing our existing core banking solution, we chose the latest in technology, IDC 19.1 that would strengthen our operations ensuring higher efficiency and drive our digital transformation agenda.

FAQs

What sustainable innovations or features are embedded within the eMACH.ai platform to help financial institutions meet ESG objectives?

● Reduces reliance on physical infrastructure, lowering energy consumption and carbon emissions.
● Allows banks to deploy only necessary modules, minimizing resource usage and promoting operational efficiency.
● Supports digital onboarding, KYC, and transactions, cutting down on paper waste and logistics.
● Helps tailor financial products to diverse customer needs, promoting financial inclusion.
● Ensures real-time compliance with regulatory changes, reducing risk and improving transparency.
● Facilitates collaboration with fintechs and ESG-focused partners, encouraging responsible innovation.

What features within eMACH.ai accelerate the corporate customer onboarding process for financial institutions?

● Offers domain-specific microservices tailored for commercial and SME banking.
● Enables banks to assemble on-boarding journeys using pre-built components, reducing development time.
● Supports event-driven orchestration, allowing on-boarding flows to adapt dynamically to customer inputs or regulatory triggers.
● Built on a headless, cloud-native architecture, making it easy to integrate with ERP systems, fintechs, and third-party platforms.
● Provides a unified dashboard for risk assessment, credit scoring, and compliance tracking—critical for corporate on-boarding.
● Empowers banks to design custom on-boarding workflows for different corporate segments (e.g., SMEs vs. large enterprises).