SME Marketplace

Providing a Superlative Credit Experience to your SME Customers. Ensure faster access to credit with loan disbursements in minutes rather than weeks!

This platform is India’s first end-to-end digital SME credit management solution, enabling you to launch your SME business in just 50 days. It allows to create segment-specific credit offerings, deliver an exceptional customer experience across all channels, and provide faster access to credit with loan disbursements in minutes. Designed to transform your SME lending business, this platform helps you make quicker, data-driven credit decisions, reduce operational costs, manage risks proactively, and collaborate seamlessly with fintech partners to originate loans across multiple channels.


600 Transactions Per Second


01

Smarter and Faster
Orgination

Omni-channel origination

Document management

Auto adjudication

Digital data aggregation

API-based origination

Auditable conversations

02

Comprehensive and Flexible
Loan Management System

Loan servicing

Powerful product configuration engine

Superior flexibility in amortization

Exhaustive loan parameters

Loan restructuring & modifications

03

Multi-Dimensional
Exposure Management

Enterprise limit monitoring

Real-time margining tracking

Multi-dimensional exposure view

04

Integrated Debt
Management

Current &
Saving Account

Lending

Deposits

Trade Finance

Cards

Digital Banking

Payments

Treasury

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Comprehensive Solutions
Connected Ecosystem
Powerful Architecture
Meaningful Experiences
Sustainable Banking
×
01

Comprehensive Loan Management

02

Configurable Loan Products

03

Integrated Functional Capabilities

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why choose us

Curate Unique Credit Experiences for SMEs – iGCB

Launch differentiated products and deliver them on any channel with digital journeys that are paperless, personalized, and comprehensive:

  • 50+ ready-to-use out of box configurable product templates.
  • In-built marketplace to provide contextualized credit experiences for your SME customers.
  • Integrated platform with loan servicing and management, limits monitoring and debt management modules.
  • Real Time 360-degree view of customers enabling up/cross-sell via integrations.
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Drive “Application to Sanction’ in minutes

Enable Customers to self-initiate loan applications and receive credit decisions in minutes:

  • Leverage a powerful ecosystem to aggregate information from a wide range of structured and unstructured database for rapid decisioning
  • 50+ API service calls to fetch, authenticate and analyse data.
  • Configurable Rule Engine to automate eligibility computation, generate offers and provide sanctions instantaneously.
  • Eliminate customer drop outs by seamlessly integrated Relationship Manager Assisted workflows.

Ken Chitando 

Managing Director

We are embarking on this end-to-end banking transformation to ensure that our customers receive a superior banking experience that is truly unparalleled in the industry. The decision to partner with Intellect Global Consumer Banking was driven by the need to offer an enhanced banking experience to our customers. In an environment where cutting edge technology has enabled stiffer competition we really needed to be able to offer service that is head and shoulders above the rest of the market players. Intellect’s comprehensive solution, which we believe covers all aspects of our banking operations will help drive our business forward and at the same time enable us to deliver game changing financial services solutions in the most convenient manner. Their ability to seamlessly integrate with other partners further solidified our choice. Most importantly, we were impressed by the overall team’s partnership approach, reflecting their commitment to our success and the shared goal of delivering exceptional value to our customers.

Jon Howe
Rolando R Avante
Ken Chitando 
Peter Csányi
Robert Loggia
IMEA Digital Core

Case Study: A leading bank in Zimbabwe partners with iGCB to transform Core Banking

  • 100 business days

  • support over 11,500 transactions per second

  • 200% increase in transaction processing capacity

IMEA Digital Core

Case Study: Utkarsh Small Finance Bank goes live with comprehensive core banking

Global Digital Core

Case Study: Driving Digital Transformation for a subsidiary of Santander UK

Asia Pacific Digital Core

Case Study: Transforming Sonali Bank’s Core Banking

Digital Core, eMACH.ai DEP
Digital Core, eMACH.ai DEP

Rated as a Leader in ‘The Forrester Wave Digital Banking Processing Platforms for Retail Banking, Q3 2022’

All products
All products

Intellect Ranked No. 3 in Global Leadership – Geographic spread in IBSi Sales League Table 2024

All products
All products

Intellect Ranked No. 2 among Regional Leaders in North America in IBSi Sales League Table 2024

Digital Core
Digital Core

Ranked No. 1 Retail Core Banking in IBSi Sales League Table 2024

01

What is Digital Core Banking, and how does it work?

Digital Core Banking is a cloud-native platform that modernizes traditional banking operations. It enables real-time transactions, integrates with fintech ecosystems, and delivers personalized customer experiences using AI.

02

Why should banks upgrade to a digital core banking platform?

Upgrading helps banks improve scalability, speed up product launches, enhance compliance with regulations, and meet evolving customer expectations for seamless banking experiences.

03

How does Digital Core Banking support Open Banking initiatives?

The platform is Open Banking-ready, offering secure APIs that enable banks to share data with third-party providers while adhering to standards like PSD2.