The Most Comprehensive SME Digital Banking Engagement Suite
eMACH.ai Digital Engagement Platform (DEP) for SME is designed to revolutionize the small and medium-sized enterprise banking experience. With our platform, you gain access to a suite of solutions tailored specifically for SMEs. The platform reduces the complexities in SME and business banking processes, turning journeys into seamless experiences. The platform comes with a comprehensive set of features enabling your SME customers to view and manage their portfolio. Alongside the platform, empowers your employees to design better journeys in a codeless manner and service SME customers better.
Fully Digital SME Onboarding
Opening an account should not be a painful process. DEP helps banks offer fully digital self-service as well as assisted SME onboarding. The entire process is completely paperless and as simple as onboarding a retail customer.
While the customer fills their details, the app performs real-time automated processes like Capture of Customer details (NFC/OCR), Customer Dedupe, Document scanning, reading capture & file upload, KYC Check & AML Validation, Risk Rating computation, Partner & member validation and Risk categorization.
Loan Origination
Applying for an SME/Business banking loan should be straightforward. DEP reduces complexities by creating a single digital window clearance. The guided loan origination process lets your customers select the type of loan, enter loan details, verify signature, upload loan relevant documents and present the details to the reviewer for quick approvals.
360° Portfolio View
DEP gives comprehensive information of the portfolio to the customer ranging from single view of all accounts and consolidated balance across multiple banks, geographies and currencies to comprehensive management of all Deposit/Loan/cards.
Monitor, Analyse & Track Payments
Transparent and easy payments are integral to any SME/Corporate. DEP’s payment module supports bulk payments, bill payments, card payments, payroll and more. The comprehensive module comes loaded with features like Self Authorization for SME customers, Payment Pre Processing, Payment Trend Analysis and FX Handling.
Key Platform Features
Unified platform for Retail, SME & Corporate customers across Acquisition, Engagement and Retention
Microservices-based, Event-driven, API-enabled, Cloud Native, Headless with underlying AI models (eMACH.ai) Platform
Codeless platform to Buy, Adapt & Build user journeys
Create a unique design and experience with a composable UI/UX layer
Pre-integrated with best-in-class fintech partners to offer differentiated solutions and drive growth
Connect with any core banking system, Applications, Fintechs & other Marketplace partners
Loved by leaders
After multiple evaluations for replacing our existing core banking solution, we chose the latest in technology, IDC 19.1 that would strengthen our operations ensuring higher efficiency and drive our digital transformation agenda.
Rolando R Avante
President & CEO, Philippines Business Bank
We found the Intellect Digital Core banking suit a good fit with our business and operational goals.
MFTB Bank
Intellect’s Contextual Digital Banking suite, IDC, has not only enabled us to acquire new customers but also facilitate our drive towards market leadership with an open & connected partner ecosystem.
Jon Howe
Managing Director , Cater Allen
“Our goal for this transformation was to empower our employees with the right tools which can help them deliver world-class banking to Myanmar citizens. We found Intellect Digital Core, most aligned to the needs of a growing bank with its robust technology stack and on-time deployment record. We are very excited to begin our journey.”
Mr.Htun Htun Oo
Dy CEO/BOD consultant, Mineral Development Bank
Recognized By Experts
Intellect Ranked No. 3 in Global Leadership – Geographic spread in IBSi Sales League Table 2024
Intellect Ranked No. 2 among Regional Leaders in North America in IBSi Sales League Table 2024
Ranked No. 2 Islamic – Retail Lending in IBSi Sales League Table 2024
Ranked No. 2 Islamic – Digital Banking & Channels in IBSi Sales League Table 2024
Ranked No. 4 Wholesale Banking - Treasury & Capital Markets in IBSi Sales League Table 2024
Ranked No. 2 Digital Banking & Channels in IBSi Sales League Table 2024
Ranked No. 1 Retail Lending in IBSi Sales League Table 2024
Ranked No. 1 Retail Core Banking in IBSi Sales League Table 2024
Globee Golden Bridge 2024 award - Live Event of the Year (Bronze) for Money 20/20 Europe 2023
Globee Golden Bridge 2024 award - Company of the Year (Information Technology Software) (Silver) for iK Read More
Globee Golden Bridge 2024 award - Information Technology (Software) Innovation (Gold) for iKredit360 Car Read More
IDC won DigiBank Ethiopia 2023 Awards for 'Excellence in Customer Experience' for Ahadu Bank implementation Read More
iGCB's Digital Engagement Platform (earlier called CBX-R) won Best Omnichannel Technology Implementation for Read More
Intellect has been recognized among global suppliers of Treasury and Capital Markets systems in the IBSi 2021 Read More
Capital Cube is rated as Category Leader in the FinTech Quadrant for portfolio management platforms, 2021
Capital Cube is rated as Best of Breed in the RiskTech Quadrant for LRM solutions, 2021
Capital Cube is rated as Best of Breed in the RiskTech Quadrant for FTP solutions, 2021
Capital Cube is rated as Best of Breed in the RiskTech Quadrant for ALM solutions 2021
Capital Cube is recognized amongst "Category Leaders" in the Chartis' report titled Portfolio Management Pl Read More
Intellect is ranked among top 40 vendors in RiskTech 100 2023 rankings
Intellect has been ranked #1 in the 2022 edition of Global Leader in Product Breadth
Rated as a Leader in 'The Forrester Wave Digital Banking Processing Platforms for Retail Banking, Q3 2022'
Winner for Most Effective Digitization for Intellect Digital Core implementation at Janata Bank
Ranked number 1 for Retail Lending in IBS Annual Sales League Table 2022
CBX Retail Digital Onboarding wins XCelent Functionality Award 2020
Ranked number 1 for Product Breadth in IBS Annual Sales League Table 2022
Regional Leader (ASEAN) in IBS Annual Sales League Table 2022
Capital Cube is rated as Category Leader in the FinTech Quadrant for portfolio management platforms, 2021
Capital Cube is rated as Best of Breed in the RiskTech Quadrant for LRM solutions, 2021
Capital Cube is rated as Best of Breed in the RiskTech Quadrant for FTP solutions, 2021
Capital Cube is rated as Best of Breed in the RiskTech Quadrant for ALM solutions 2021
Ranked number 1 for Retail Banking for the sixth consecutive year in Annual Sales League Table 2022
Intellect has been recognized among global suppliers of Treasury and Capital Markets systems in the IBSi 2021 Read More
YES BANK adjudged winner at IDC Financial Insights Innovation Awards 2021 for Intellect powered Credit Origin Read More
Digital Core and Cater Allen bank adjudged winner in the IBSi NeoChallenger Bank Awards 2021 - Europe Region
Best Retail Payments System implementation at Janata Bank in IBS Global Fintech Innovation Awards 2021
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