Real-Time, Cross-Asset, Front-Mid-Back Office Treasury
Intellect Capital Cube is a contextual cross-asset Treasury Management System covering the rich functionalities of integrated front-mid-back office treasury, portfolio risk analytics, reconciliation, instrument pricing analytics along with Asset Liability Management Solution. This is powered by a cloud-ready architecture, API first technology with SDKs for low code interfacing, building APIs and Services along with contextual & decoupled UI/UX. Capital Cube is fully integrated with Intellect Digital Core (IDC) Platform, a comprehensive Core Banking platform offering contextual experience to end customers throughout their journey.
Capital Cube is the Treasury Management System that has the potential to improve top and bottom line through revenue accelerators, optimum capital leverage, a digital front to back treasury and Liquidity Management Solution. Capital Cube helps maximize trading profits, increase fee-based income and efficiently manage liquidity.
Delivering Top-line and Bottom-line Improvements
Optimum capital leverage
- Digital front-to-back treasury
- Extensive asset class coverage
- Pre-deal Yield Simulators
- Real time Portfolio Analytics
- Portfolio Benchmarking
- Simulators to improve NII/ NIM
- Corporate FX channel revenue
- Branch FX margins
- Reduce liquidity requirements
- Reduce funding costs with just-in-time funding
- Manage Basel III risks with LCR and NSFR
- Maintain optimal capital and efficiently leverage funds
- Alternate Capital Assessment model
- Profit Attribution analytics
- Reduced IDL & Compliance Cost
- Improved Tier 1 & CAR ratios
- Sensitivity, Stress & Shock tests
Digitalize Treasury to Maximize Efficiencies
Transforming Treasury to Automate Treasury Processes
Portfolio Risk Analytics
Front office equipped with trader centric UI provides real-time blotters for position, cash and P&L management for informed decision making. Flexible and automated reporting of customer/branch positions with online updates to trader’s positions. Support for pre-deal analytics, limit checks, cash flow management, collateral management, and simulations with powerful hedging tools.
Efficient limits and control framework with pre-defined 100+ limits, 150+ risk metrics and analytics, multiple yield curve management, and rules driven multi-dimensional monitoring (product, currency, dealer and portfolio) for automated compliance. Stress testing to limit losses and configurable capital requirements by running various scenarios.
95%+ STP with efficient processing through complete automation. User defined reporting, rule-based dynamic reconciliation, comprehensive matching algorithms for progressive match generations, inbuilt accounting compliant to the latest IFRS standards, flexible settlement types, and configurable workflows for efficient business process management.
Monitor portfolio performance and attribution, with comprehensive risk analytics to analyze the risk & return between trading portfolio and benchmark portfolio. Portfolio optimization tool for re-balancing and hedging.
Our Point Solutions
Contextual Asset Liability Management (CALM)
Algorithms library for 360 degree view and optimal management of balance sheet risks for informed decision making. Monitor and optimize liquidity and interest rate exposure over future time horizons; and identify potential liquidity gaps to optimally manage assets and liabilities. Computation and analysis of NII (Net Interest Income)/ NIM (Net Interest Margin), EaR (Earnings at Risk), and FTP (Funds Transfer Pricing) to assess the segment wise profitability.
End–to-end module for reconciliation, confirmation, tracking and reporting. Enhance operational efficiency through complete automation of Cash Flow Forecasting, NOSTRO Management and seamless integration of Cash Management functions. Rule based matching to easily configure based on the business needs.
Distribute FX rates to branches. Automate card rate process allowing flexibility to change card rates due to market volatility. Inbuilt margins for transactions done on card rates and provide real-time branch profitability for both single and branch-level deals. Offer a finer rate to select branches/customers for high-value transactions. Treasury profitability and branch profitability split for RFQ deals to identify profitable branches. Reporting and MIS for real-time reporting of branch-level data, rates, and profitability.
Instrument Pricing Analytics
Kaurtz Analytics for on-demand pricing-data, current rates, forward cash flows, current forward, discount rates and analytic computations necessary for risk management and valuation. Reference rate & cash flow analytics for treasury and other systems. Timely adaptation and processing of risk free rates, aiding Libor transition and reduced operational risk.
Recognized By Experts
Capital Cube is rated as Category Leader in the FinTech Quadrant for portfolio management platforms, 2021
Capital Cube is rated as Best of Breed in the RiskTech Quadrant for LRM solutions, 2021
Capital Cube is rated as Best of Breed in the RiskTech Quadrant for FTP solutions, 2021
Capital Cube is rated as Best of Breed in the RiskTech Quadrant for ALM solutions 2021