Your Bank, Your Way
Open up to opportunities with iGCB’s Open Finance enabled Retail Banking Platform, powered by eMACH.ai
eMACH.ai
Architect Your Bank with the power of eMACH.ai
iGCB’s Open Finance enabled Retail Banking Platform is strategically crafted to empower banks in architecting their signature solutions across a diverse spectrum of banking products, including Savings, Deposits, Payments, Cards, Lending, Trade Finance, Treasury, and Digital Banking. This innovative platform not only facilitates the creation of unique retail banking products but also allows banks to curate personalized experiences through collaborations with country-ready marketplace players.
Drive Growth and Innovation with eMACH.ai’s AI-Driven Platform
Event Driven

Architectural Contextualization through Event Triggers and Event Queues
Open API Framework

Architectural Extensibility through Open APIs and Democratization through API Exchange Portal
Cloud Native & Agnostic

Cloud-Native Architecture combined with Proven Implementation Experience with Multiple Cloud Partners
Headless Capability

Composable set of Business Components at the heart of Banks’ IT systems with highly Curated Integrations to Front-End and Third Party Systems
Embedded AI

Use of Artificial Intelligence through Machine Learning and Robotic Process Automations in select User Journeys to Power Customer Experience, Efficiency and Usability
Be Future Ready with a powerful eMACH.ai Architecture
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What Our Clients Say
Ken Chitando
We are embarking on this end-to-end banking transformation to ensure that our customers receive a superior banking experience that is truly unparalleled in the industry. The decision to partner with Intellect Global Consumer Banking was driven by the need to offer an enhanced banking experience to our customers. In an environment where cutting edge technology has enabled stiffer competition we really needed to be able to offer service that is head and shoulders above the rest of the market players. Intellect’s comprehensive solution, which we believe covers all aspects of our banking operations will help drive our business forward and at the same time enable us to deliver game changing financial services solutions in the most convenient manner. Their ability to seamlessly integrate with other partners further solidified our choice. Most importantly, we were impressed by the overall team’s partnership approach, reflecting their commitment to our success and the shared goal of delivering exceptional value to our customers.
Peter Csányi
Customer is at the heart of everything we do at OTP Bank. We saw similar synergies with iGCB and we believe that the flexibility of the core banking system may enable us to create sustainable, personalised banking experiences suitable with the diversified needs of our customers. We look forward to beginning a new era in banking with iGCB.
Robert Loggia
Our vision at NCSL is to be the best provider of e-banking and loan services in Papua New Guinea. iGCB’S cutting edge solutions, complemented by MACH-enabled architecture and a customer-centric user experience positioned them seamlessly as our ideal partner for the digital transformation journey. Their market-leading expertise aligns perfectly with our vision, ensuring a transformative and user friendly approach to our digital evolution.
Taner Ayhan
As VakifBank, we have always been committed to providing the best services and solutions to our customers, and we believe that iGCB’s products will enable us to achieve our vision of becoming a leading digital bank in Europe. iGCB’s Digital Core and Lending platform offers us the flexibility, scalability and innovation that we need to meet the evolving needs and expectations of our customers, while also optimising our operational efficiency and compliance. We are excited and look forward to working with iGCB to create a seamless and superior banking experience for our customers.
Al-Amin Sadruddin Merchant
We were at a point where we wanted to upgrade our core banking system. After a critical assessment of all leading platforms in Africa, we found that the new eMACH.ai Core Banking platform has good potential. We embarked on our core modernisation journey with Intellect, Intellect is also best suited for us because they have an absolutely fantastic middleware platform, Olive Fabric, that is going to give us space to innovate further.
Robin Amlôt
It has been quite a year for Intellect Design Arena. For the sixth year in a row, the company retained the top spot in the Retail Core Banking category, performing strongly in the APAC region, followed by Africa and Europe. Intellect Design Arena also racked up its third year as leader of the Wholesale Transaction Banking category. The company was a clear leader here with a nearly equal number of deals from the Americas, Europe, and the Middle East. It was also the second year running that Intellect Design Arena held the top position in InsurTech. In fact, it is worth noting that Intellect Design Arena has held top slot in the latter two categories since both the InsurTech and Transaction Banking categories were first introduced to the IBSi SLT!
Pradeep Nair
We’re delighted to partner with Intellect GCB and establish the Cloud Centre of Excellence. As Intellect GCB’s customers look to rapidly enhance their digital capabilities in a multi-cloud world, the Centre of Excellence will help them mitigate risk, ensure compliance, and reduce time to market. We’re already seeing customer validation of our partnership, and iGCB’s choice of VMware Tanzu reaffirms our position as the industry-leading modern application platform
Mr. Htun Htun Oo
Our goal for this transformation was to empower our employees with the right tools which can help them deliver world-class banking to Myanmar citizens. We found Intellect Digital Core, most aligned to the needs of a growing bank with its robust technology stack and on-time deployment record. We are very excited to begin our journey
Jon Howe
Intellect’s Contextual Digital Banking suite, IDC, has not only enabled us to acquire new customers but also facilitate our drive towards market leadership with an open & connected partner ecosystem.
Rolando R Avante
After multiple evaluations for replacing our existing core banking solution, we chose the latest in technology, IDC 19.1 that would strengthen our operations ensuring higher efficiency and drive our digital transformation agenda.










Transforming
Challenges into
Success Stories
Case Study: A top UAE Bank cuts SME onboarding time by 98% with eMACH.ai Digital Engagement Platform
98% reduction in SME Onboarding time
10/10 NPS score from the bank for customer experience
First bank in UAE to use Blockchain for customer authentication
Case Study: A leading bank in Tanzania improves customer experience & revenue with Core, lending & digital channel transformation.
Case Study: Innovative Financial Empowerment Through Advanced Payment Solutions
Case Study: A leading bank in Zimbabwe partners with iGCB to transform Core Banking
Award-Winning
Innovations

Intellect Design Arena Played a pivotal role in shaping two of Forrester’s latest Trends and Vision reports on the present and future of Digital Banking Experiences

Ranked no.1 Retail Banking in IBSi Sales League Table 2025

Ranked no.2 in NORTH AMERICA REGIONAL in IBSi Sales League Table 2025

Ranked no.3 in GLOBAL LEADERSHIP CATEGORY in IBSi Sales League Table 2025

Recognized as a Leader in three quadrants and Best-of-Breed in one quadrant in Chartis’ RiskTech Credit Risk Management Solutions 2025 Quadrants report

Rated as a Leader in ‘The Forrester Wave Digital Banking Processing Platforms for Retail Banking, Q3 2022’

Intellect Ranked No. 3 in Global Leadership – Geographic spread in IBSi Sales League Table 2024
Explore.
Learn.
Innovate.
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Money 20/20 Asia – 2024 Book a Meeting
EventsMarch 11, 2024 -
NASFUND Contributors Savings & Loan Society Ltd (NCSL), the largest Savings and Loan Society in Papua New Guinea partners with Intellect Global Consumer Banking (iGCB) to elevate its Financial Services Portfolio
NewsFebruary 5, 2024 -
A large-scale system change is coming at OTP, here are the expected changes
NewsFebruary 2, 2024