eMACH.ai

Cards

Fully customizable solution that meets customer needs, driving value in card businesses

Unlock a connected Cards Ecosystem, serving all cards & payment needs in one place

We are thrilled to announce the launch of eMACH.ai Cards, a state-of-the-art, fully DIY and customizable cards platform designed to meet every customer need. Built on First Principles, the next-gen eMACH.ai Cards architecture leverages the 4C framework to empower your cards business with:

Control – Placing control in the hands of the end-customer
Comprehensive – Providing a holistic functional and technological solution, including advanced card issuing solutions and a centralised card management system
Collaboration – Adopting an ecosystem-enabled approach to leverage marketplace advantages with the Open Finance enabled solution
Conscious – Inspiring a sustainable mode of living, one swipe at a time

In our mission to #UncomplicateCards, this fully digital platform addresses all card business needs, including issuing, fraud monitoring, loyalty, servicing, and delinquency management. Embrace the future of card issuance with eMACH.ai Cards!

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450K Merchant Transactions Per Day

Transforming Credit Management

Accelerated
Time-to-Market

Launch your cards business in just 50 days with pre-configured solutions

Enable customer onboarding in under 2 minutes using AI-powered tools and real-time KYC

Next-Generation
MACH Architecture

Supports low-code customization for rapid innovation and adaptability

Recognized
Excellence

Partnered with leading organizations like YES BANK, Mauritius Telecom, and VMware

Recognized globally for innovation and leadership in retail and transaction banking

Preferred Cards platform for top banks globally

Challenge, Innovate and Grow

End-To-End Digitization Of The Card Processing

Personalize Customer Experience

Outsource and Optimize Workforce

Mitigate Risks

Solution Architecture

User-Centric Interfaces

Flexible services modules with secure transactions

Real-Time Monitoring

Why choose
eMACH.ai Cards?

Disrupt and challenge the status quo

Launch hyper-personalized card solutions with more than 25 parameters enabled by a DIY GUI interface

MACH- enabled architecture that supports innovating at speed, unlocking true customer delight
270+ composable Packaged Business Capabilities (PBCs) for conceiving credit solutions on the fly supported by our proprietary Customisable enablement Kits (CEKs – SDK++)
Low code application development digital platform for customized development

Onboard Customers in less than 2 Minutes

Instant credit decisioning powered by Intellect’s private, public and Partner APIs and a robust Business Rule Engine

Enable customers to apply for the card from the comfort of their homes through partner digital channels
Estimate customer’s income leveraging AI/ML-based models, ensuring swift pre-approvals and reduced NPA risks
Instant and paperless KYC completion through Video and Biometric modes facilitated by real time integration with National Unique Identification System

Drive sustainability in payments – one swipe at a time

‘Give Back’ with your first Truly Green Card in the market. Enable your customers to be more socially conscious by reducing their carbon footprint

Live Conscious Meter – highlighting your customers’ Carbon Footprint to assess environmental, social and governance impact
Motivate customers to donate to social or environmental causes. Enable them to redeem rewards for sustainable purchases
ESG rule-engine aligned to Canadian Net-Zero Emissions Accountability Act (2021)

Launch your cards business in 50 days!

With our Card as a Service (CaaS) proposition, start issuing feature-rich payment cards to your customers in 50 days!

‘Try-Test-Grow’ with Zero capex commercial model to enable ‘pay as you go’
Leverage our industry experts for custom-made payment solutions and sage counsel on compliance matters
Delegate the management of end to end cards solution and operations – including launching powerful self-service channels and customer services function

What Our Clients Say

Robin Amlôt

Managing Editor, IBS Intelligence

It has been quite a year for Intellect Design Arena. For the sixth year in a row, the company retained the top spot in the Retail Core Banking category, performing strongly in the APAC region, followed by Africa and Europe. Intellect Design Arena also racked up its third year as leader of the Wholesale Transaction Banking category. The company was a clear leader here with a nearly equal number of deals from the Americas, Europe, and the Middle East. It was also the second year running that Intellect Design Arena held the top position in InsurTech. In fact, it is worth noting that Intellect Design Arena has held top slot in the latter two categories since both the InsurTech and Transaction Banking categories were first introduced to the IBSi SLT!

Pradeep Nair

Vice President and Managing Director, VMware India

We’re delighted to partner with Intellect GCB and establish the Cloud Centre of Excellence. As Intellect GCB’s customers look to rapidly enhance their digital capabilities in a multi-cloud world, the Centre of Excellence will help them mitigate risk, ensure compliance, and reduce time to market. We’re already seeing customer validation of our partnership, and iGCB’s choice of VMware Tanzu reaffirms our position as the industry-leading modern application platform

Mr. Htun Htun Oo

Dy CEO/BOD Consultant, Mineral Development Bank

Our goal for this transformation was to empower our employees with the right tools which can help them deliver world-class banking to Myanmar citizens. We found Intellect Digital Core, most aligned to the needs of a growing bank with its robust technology stack and on-time deployment record. We are very excited to begin our journey

Transforming
Challenges into
Success Stories

Asia Pacific Cards

Case Study: Innovative Financial Empowerment Through Advanced Payment Solutions

Seamlessly migrated 1.4 million cards to MasterCard
Enhanced customer engagement by introducing new channels for interaction
Achieved PCI compliance and secure MasterCard access

IMEA Cards

Case Study: Enabling a Leading Indian Bank to Launch a Superlative Card Experience

Asia Pacific Cards

Case Study: Launching Credit Card Business for One of the Largest Banks in South East Asia

IMEA Digital Lending

Case Study: Leading Private Sector Bank in India transforms its loan origination & credit card solution

All products

Intellect Ranked No. 3 in Global Leadership – Geographic spread in IBSi Sales League Table 2024

All products

Intellect Ranked No. 2 among Regional Leaders in North America in IBSi Sales League Table 2024

Explore.
Learn.
Innovate.

Discussing Digital Banking Transformation at the World Credit Union Conference – Vancouver

Events
June 23, 2023

FAQs

How does the platform enable instant credit decisioning?

It uses AI/ML-based models, robust APIs, and a Business Rule Engine for swift pre-approvals, ensuring reduced NPA risks and paperless KYC completion.

How quickly can I launch a card solution?

With the CaaS (Card-as-a-Service) model, you can launch a feature-rich cards solution in just 50 days, leveraging a pay-as-you-go approach with zero capex.