Lõi kỹ thuật số - iGCB

Create Your Signature Bank

Open Finance enabled Core Banking Platform On Cloud powered by eMACH.ai

Xếp hạng số 1 trong
Ngân hàng bán lẻ

Intellect Digital Core (IDC) is a comprehensive Core Banking Platform by Intellect Global Consumer Banking (iGCB). Powered by a revolutionary eMACH.ai (Events driven. Microservices-based, API-enabled, Cloud Native, Headless with underlying AI models) architecture, IDC enables banks to create signature banking for their evolving customers. The platform delivers a contextual experience to end customers throughout their journey. The platform is available on a Pay-as-you-grow model with end-to-end financial lifecycle management on a single platform for UK and Europe.

Ranked number 1 for Retail Banking for the sixth consecutive year in IBS Intelligence Annual Sales League Table 2022, the fully integrated digital platform caters to Retail, Corporate and SME banking segments.

Curate unique products and experiences

  • Integrated banking suite with Current & Savings Account, Deposits, Cards, Payments, Lending, Treasury, Trade Finance, and Digital banking.
  • Workflow-based processes (Onboarding, Origination, Integration)
  • AI/ML models (Risk Analyst/Intelligent Data Extraction)
  • Intelligent Behavioral Models (Credit evaluation, Relationship & Risk-based Pricing)
  • Rule-based Engines (Pricing, Transaction Interceptor, Credit Origination, NPA Management)
  • Online Real-time N-tier GL leading to Zero Recon
  • Open banking compliant
  • Open Finance enabled for UK & Europe, Available on BAAS and BAAP
  • Leverage a comprehensive UK & Europe ready marketplace to collaborate and accelerate business growth efficiently
  • Seamless integration with ready APIs through i-Turmeric - Enterprise Integration SDK Tool
  • Built on eMACH.ai Architecture with 285+ ready to use Microservices on Cloud, 1214 APIs and 200+ Standard Events
  • Ease of integration with Partners and Marketplace
  • Ability to scale on demand
  • Adaptability to change with future technologies (AI, ML, NLP)
  • Deployment Flexibility - Continuous Integration and Continuous Development pipeline
  • Analyse expenses across categories and let them create custom categories
  • Pay using reward points
  • Intelligent Assistance & Voice Banking
  • Contextual Analytics solution (Revenue Management, Gap Analysis & Prescriptive decision points)
  • Reduced waiting time at branches (Queuing tokens & Customer 360)
  • Enable your customers to be more socially conscious by offsetting their transaction carbon footprint
  • Live Conscious Meter highlighting your customers’ Carbon Footprint to assess environmental, social and governance impact
  • Motivate customers to donate to social or environmental causes.
  • Enable them to redeem rewards for sustainable purchases
  • Design differentiated products to promote sustainable businesses and lifestyle

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Được chứng nhận bởi KPMG để hỗ trợ:

Create Your Signature Bank
338M

Tài khoản

Create Your Signature Bank
180M

Khách hàng

Create Your Signature Bank
91B

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